En Loja, el Gobierno entregó más de 8 mil Créditos de Desarrollo Humano para fomentar emprendimientos

Más de 6 millones 900 mil dólares ha destinado el Gobierno del presidente Lenín Moreno a la generación de emprendimientos orientados a mejorar la calidad de vida de más de 8 mil personas que accedieron a los Créditos de Desarrollo Humano (CDH) en Loja. El Ministerio de Inclusión Económica y Social, MIES, entregará este año más de 3 mil créditos, el doble del año anterior.

Emprendimientos propios basados en la agricultura, ganadería, silvicultura y pesca inician, en su mayoría, quienes acceden a este tipo de créditos. También hay un porcentaje que destina el dinero a la industria manufacturera, así como al comercio al por mayor y menor, reparación de vehículos, automotores y bicicletas.

El CDH es una estrategia de inclusión económica para dar acceso financiero a los usuarios de bonos y pensiones del MIES, quienes se encuentran en pobreza y extrema pobreza. Es un capital semilla, un anticipo del Bono de Desarrollo Humano que apoya sus iniciativas productivas y propicia el trabajo autónomo, sustentable y sostenible. La meta es incrementar paulatinamente sus ingresos económicos y mejorar sus condiciones de vida y las de sus familias.

Quienes acceden al CDH reciben acompañamiento del MIES a través de asistencia técnica, fortalecimiento de capacidades y articulación interinstitucional. El propósito es lograr la sostenibilidad de sus emprendimientos, mediante el financiamiento, promoción y comercialización de sus productos o servicios.

Rosita Cuenca, de Loja, recibió su CDH con el que emprendió un negocio de costura. Adquirió una máquina profesional, mesas, reglas, plancha y adecuó el lugar donde instaló su taller. Ahora, arregla y elabora prendas de vestir, bandas de madrinas y artículos para el hogar. “Con estos ingresos he podido educar a mis hijos y mejorar las condiciones de vida en mi hogar. Estoy contenta porque con este negocio obtengo, en una semana o quince días, más de lo que recibía al mes por concepto del Bono”.

Asimismo, Diego Jiménez, del cantón Zapotillo, invirtió su CDH en la personalización de sombreros y en la elaboración de artículos de madera. Sus productos son comercializados en ferias y más espacios públicos. “Este tipo de ayuda económica, nos permite concretar nuestras ideas de negocio y avanzar en ellos con la asistencia que nos dan”, señaló.

El MIES entrega dos clases de créditos: el individual de hasta 600 dólares, equivalente al anticipo del Bono por un año; y el asociativo de hasta 1.200 dólares, que representa el anticipo del Bono por dos años. Para solicitar este último es necesario la asociación de al menos 10 personas.

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